Simply log in to your ShareAble for Hires dashboard, and then click into your screening request to view your credit report.
Your tradelines will appear under the Tradeline Summary, which provides a snapshot of active accounts, such as credit cards, auto loans or student loans.
Tradelines, an industry term, describes consumer accounts, including credit accounts or lines of credit. This information is reported to consumer reporting agencies and appears on a credit report. The types of accounts that can be classified as tradelines include credit cards, auto loans, mortgage, lines of credit and other types of debt obligations. Tradelines show payment history on a credit report.
The types of information in tradelines can include:
Tradelines can also include detail about your payment history on your credit report. It shows current and past payment history on your accounts and if payments are being made on time. If you’ve made late payments, then the degree of lateness is further described in buckets of 30, 60, 90, 120 or 180 days in arrears.
However, if a lender determines that they are unlikely to be paid, then other kinds payment statuses will be noted.
Tradeline payment history can include significantly delinquent accounts, which are accounts that are severely overdue. If there are overdue accounts that a creditor has sold to a professional collections agency, then it will be noted in the “Collections” summary. Collection information is kept on an applicant’s credit report for seven years from the most recent activity date.